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Tampa (813) 867-2015
St. Petersburg (727) 300-6864

Title Insurance Policy in Tampa

Home ownership is part of the American dream. You've searched, saved, and made the decision to the buy a home that is your perfect place. However, if there is a problem with your title, you could lose it all. By purchasing a title insurance policy in Tampa, you protect yourself from title defects that could strip you of your home.

A problem with the title also delays or prevents you from purchasing or selling your property. For instance, a bank will not give you a loan with a defective and unmarketable title. We are skilled attorneys and have years of experience in the area of real estate law and provide title policies and legal services to protect you against title defects.

Title Insurance in Tampa, FL

What Title Defects Are

Make sure your home is move-in ready. Most homeowners ensure that their physical property is in shape before moving in. However, they do not consider whether the title is clean and clear. By having real estate title insurance, you ensure you are fully protected against problems. Having title insurance is not only good for owners but also for lenders. Some of the title defects that are most common include the following:

• The seller does not actually own the property.
• There are unreleased liens.
• The title has missing property information.
• There are undisclosed or missing heirs.
• The sale of the property is illegal (but unknown to the buyer).

The Importance of Having a Title Policy

Only a title policy ensures you are fully protected in the event of undisclosed or unknown title problems. The team at La Maison Title, LLC helps you purchase a title insurance policy and ensures you have a good and marketable title at settlement. If you proceed without following this critical step, it is like buying a car without brakes. It may look good, but it's missing something very important. We can explain your title to you, examine it for issues, and help you make an informed decision.

How to Purchase the Right Title Insurance Policy

Homeowner's title insurance is a one-time investment that is critical when you purchase your home. The rates are based on the purchase price of your property, as well as the type of title policy you choose. Since every policy is different and some are more comprehensive than others, you need our team to help you choose one that fits your needs.

The policy protects you from most claims against your ownership. In other words, if something is overlooked during the title search, you'll be covered against losses but only if you bought an owner's title insurance policy.

Contact us to schedule a meeting if you are selling or purchasing a new home. We proudly serve clients in Tampa, St. Petersburg, Clearwater, Carrollwood, and Brandon, Florida, as well as the surrounding areas.